The Cost of Living in Gilbert, AZ in 2025: Can You Afford It?

Gilbert is one of Arizona’s fastest-growing suburbs, transforming from a farmland into a vibrant town of over 275,000 residents . Nicknamed the “new Florida” of the Southwest, Gilbert offers mild winters, abundant sunshine, and a booming downtown—with a suburban lifestyle that appeals to families, snowbirds, and young professionals alike.

But what does life here actually cost in 2025? Let’s break down the numbers.


💵 Overall Cost of Living

  • Compared to national average: Gilbert is about 12–15% more expensive overall
  • Statewide context: It’s slightly pricier than the Arizona average, which is already around 18% above the national average

🏡 Housing Costs

  • Median home prices: Roughly $550,000—significantly higher than Scottsdale’s $892K, but still within reach compared to other East Valley markets
  • Rent: One-bedroom apartments average around $1,500–2,500/month; median rent sits near $1,600/month .
  • Homeownership recommended income: Experts suggest earning about $107,000 annually for comfortable living as a homeowner, and $76,800 as a single renter

🛒 Utilities, Food, and Transport

Monthly cost comparisons:

CategoryGilbert vs. U.S.
Utilities≈1–7% higher
Groceries≈3–4% higher
Transportation≈3–7% higher
  • Expect typical monthly utility bills in Gilbert around $200–220, while gas runs higher than the national norm .
  • Groceries like bread, milk, eggs, and fresh produce fall a few percent above U.S. averages.
  • If you drive to work or commute, budget a bit more for gas and auto upkeep.

🏥 Healthcare & Other Essentials

  • Healthcare: Some basic healthcare costs are 5–7% below national averages .
  • Goods & services (haircuts, entertainment, clothing, etc.): approximately 4–10% higher .

👨‍👩‍👧‍👦 What Level of Income Can You Expect?

  • Single adult rental lifestyle: Aiming for $60–65K/year pre-tax should cover rent and living basics .
  • Young families/homeowners: To live comfortably and buy a home, target roughly $100–110K/year .

Tip: With Gilbert’s population booming and no more land to develop, home values will likely continue to rise .


🌱 Lifestyle Highlights

If you’re drawn to community and green space, consider neighborhoods like Agritopia, a farm-inspired, pedestrian-friendly district with local restaurants and a vibrant small-business atmosphere en.wikipedia.org+1nypost.com+1.

Plus, enjoy Gilbert’s 300+ sunny days, top-rated schools, golf courses, and outdoor amenities—an attractive Port-of-Call for snowbirds and families alike .


✅ Final Takeaway: Can You Afford Gilbert in 2025?

Yes—if your income aligns with the lifestyle:

  • 🛏️ Renters: Expect to spend ~$1,600/month on housing; a salary of $60K+ supports a comfortable life.
  • 🏠 Homebuyers: With median homes at ~$550K, a household income of $100K–110K+ is ideal for mortgage stability and lifestyle needs.

Gilbert may cost more than the average U.S. city—but its quality of life, safety, community focus, and family appeal make it a smart investment. That’s why homebuyers are flocking from California and across the country .

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