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Planning to buy a home? It’s time to get your credit score in order.
Make sure to avoid these common mistakes:
Ignoring your credit report.
Check your credit report to make sure there aren’t any errors or signs of identity theft.
Closing accounts.
Doing so can bring down the average age of your credit, which impacts your score.
Paying the minimum due.
This can drive up your credit utilization rate, which is the amount of available credit you’re using.
Making late payments.
Set up automatic payments to avoid this risk entirely.
Wondering if your credit score is high enough to secure a mortgage? Reach out for a referral to a mortgage professional who can help you find out.
📲 (480) 415-8219
📧 cgshumway@gmail.com