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Debt to income ratio

Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify […]

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28376 N 132ND Avenue, Peoria, AZ

Welcome to 28376 N 132nd Ave, Peoria, AZ – A Sanctuary of Comfort and Convenience! Discover your dream home, nestled in the heart of vibrant Peoria, AZ. This stunning 4-bedroom, 2.5-bathroom gem is a perfect blend of modern elegance and family-friendly charm, offering an unparalleled living experience. Full listing here Interior Features: – Spacious Living

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Walk-Through

The walk-through is one of the last steps in the homebuying process, but you shouldn’t rush it! Here are a few things to check during your final walk-through: Are all items included in the sale (e.g. light fixtures and appliances) in place and operational? Are all major systems working properly? ⚒️ Have all requested repairs

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Just listed in Peoria

Welcome to 28376 N 132nd Ave Peoria, AZ A Sanctuary of Comfort and Convenience! 4 bedroom 2.5 bathroom 1,970 sqft Nestled in the heart of vibrant Peoria, AZ. This stunning home is a perfect blend of modern elegance and family-friendly charm, offering an unparalleled living experience. Message me if you would like to schedule a

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Factors to Consider When Choosing Your Mortgage

Ready to buy a home but feeling overwhelmed by financing options? Here are four factors to consider when choosing a mortgage: Credit Score: This three-digit number can significantly impact your interest rate and the types of loans you qualify for. Income & Expenses: Lenders want to ensure your income will comfortably cover your mortgage payments

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Top 4 Factors to Consider When Choosing Your Mortgage

With home prices and rates still relatively high, securing a mortgage can feel daunting––even to the most experienced borrowers. But don’t let that deter you: If other homebuyers’ experiences are any indication, odds are you’ll eventually find a home loan that works well for you.  In fact, most U.S. homeowners say they’re satisfied with the

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